Financial Instant Issuance

Drive revenue, reduce costs and put cards in customers' hands – no matter where they are.

The competition among financial institutions, banks, credit unions, service bureaus, retailers and other payment card issuers is fierce. Datacard empowers you to manage your card programs the way you want to – with exceptional security, reliability and flexibility – anywhere.

Credit and Debit Cards

Issue new and replacement credit and debit cards, smart cards/EMV cards, co-branded cards, and affinity cards quickly, affordably and securely.

Card Gallery
The majority of the world's payment cards are issued with Datacard® card issuance solutions, making us the ideal issuance provider for financial institutions, banks, credit unions, service bureaus, retailers and other card issuers worldwide.

With Datacard Credit & Debit Card Issuance Solutions, you can:

• Issue cards anywhere - instantly, centrally and/or remotely.
• Deliver unique, highly personalized credit & debit cards quickly and conveniently.
• Meet increasing flexibility demands with innovative card personalization technologies.
• Drive down cost-per-card by increasing credit & debit card manufacturing efficiency.

Learn About Card Types

Credit Cards
A credit card is a payment card that is accepted by merchants, and which can be read at the point of sale. Credit cards offer revolving lines of credit to cardholders, which means they have the ability to pay balances over time.

Debit Cards
While debit cards and credit cards are alike in appearance, they differ in one critical aspect: a debit card withdraws money from a bank account, while a credit card creates a loan. Think of them as "pay now" (debit) versus "pay later" (credit). Today's debit card users often have the choice of authorizing transactions by either PIN or signature. While that choice often makes no difference to the consumer, it makes a great deal of difference to the merchant and transaction processors. A PIN transaction uses one payment system, the signature uses another, each carrying different fees.

Smart Card/EMV Cards
A smart card is a plastic card containing a computer chip with memory capabilities. Smart cards may be used for identification or to store information, financial amounts or other forms of data. Also called an integrated circuit card or a chip card. EMV stands for Europay, MasterCard and VISA, a global standard for inter-operation of chip cards, point of sale (POS) terminals and automated teller machines (ATMs), for authenticating credit and debit card transactions.

Co-Branded Cards
A co-branded credit card is sponsored by both the issuing bank and a retail organization, such as a department store or an airline. With co-branded credit cards, cardholders may get benefits, such as discounts or free merchandise, from the sponsoring merchant.

Affinity Cards
An affinity card is a credit card offered in conjunction with two organizations, one a card issuer and the other a nonfinancial group with which consumers have an affinity. Universities, sports franchises and nonprofit organizations are examples of affinity groups that often offer special discounts or deals for using their credit cards issued in partnership with a major bank.

Gift and Prepaid Cards

Bring your most creative concepts to life, attract more customers and revenue. Ensure smooth and easy gift card issuance with Datacard innovative gift and prepaid card solutions.

Card Gallery
With Datacard Solutions, you can:

• Issue cards anywhere - instantly, centrally and/or remotely.
• Deliver unique, highly personalized prepaid & gift cards quickly and conveniently.
• Meet increasing flexibility demands with innovative card personalization technologies.
• Drive down cost-per-card by increasing card manufacturing efficiency.

Learn About Card Types

Gift Cards
A gift card is a type of stored-value payment card commonly issued by retailers and banks. Gift cards are preloaded with a set value. There are two major types of gift cards – those that can be used only at one store chain or one location (closed loop) and those that can be used anywhere (open loop).

Prepaid Cards
A prepaid card is a form of secured card that is tied to a previously deposited cash balance. Purchases made with prepaid cards are checked for approval against existing funds. Essentially a stored-value card, they usually carry major association logos and can be spent in the same way.